Casa Mia Services

Financing

Two ways to finance your project

Spread the cost of your remodel or new build into simple monthly payments. Casa Mia works with two independent financing partners — compare both and choose the one that suits you.

Both options start with a soft credit check · No impact to your credit score.

Finished Casa Mia bathroom remodel

Two ways to finance

Choose the path that suits you

Casa Mia works with two independent financing partners. Both start with a soft credit check, so looking costs you nothing.

Home Upgrade Financing logo

Home Upgrade Financing

A financing specialist finds the right program for you.

  • Loans from $10,000 to $225,000
  • Terms up to 20 years, no pre-payment penalties on most programs
  • Options for FICO from 580 and for self-employed income
  • A decision often within minutes, funding in about 36 hours
Hearth logo

Hearth

See your options online in about a minute.

  • Financing up to $250,000
  • Funding in as little as 1–3 days
  • No prepayment penalties
  • No home equity required

What financing makes possible

No home equity required

Qualify without borrowing against your home.

Won't affect your credit score

Checking your options is a soft credit check only.

Predictable monthly payments

Spread the cost over a term that fits your budget.

Funding in days, not months

Start your project sooner once you're approved.

No prepayment penalties

On most programs, pay your loan off early with no added fees.

Projects large and small

From a single bathroom to a full remodel or new build.

Frequently Asked Questions

Quick answers to what homeowners ask us most.

Still have questions? Get a free estimate

Estimate your monthly payment with Hearth

Ready to see your rate?

Pick the partner you'd rather start with. Neither one affects your credit score.

Both options start with a soft credit check · No impact to your credit score.

Financing real projects across Central Florida

See the kind of work homeowners finance with Casa Mia.

Ready to get started?

Both options start with a soft credit check · No impact to your credit score.

Financing is provided through third-party partners, not by Casa Mia Services. Hearth is a technology company licensed as a broker as may be required by state law (NMLS ID #1628533) and does not make loans or credit decisions. Home Upgrade Financing (the consumer-financing arm of Contractor Lend Link) connects homeowners with third-party lenders. This is not an offer or solicitation to lend; all financing, rates, and terms are subject to lender approval.